NEW LAW: WASHINGTON STATE CREDIT SCORING BAN – Effective on an emergency basis as of June 20, 2021, the use of credit scoring as a rating factor for insurance premiums and coverage is no longer allowed. The ban affects new… READ MORE
WHAT IS AN “IME” ?- “IME” is the abbreviation used in the insurance world for “Independent Medical Examination.” If your insurance company is paying for your medical care following an incident such as an automobile accident, they may ask for… READ MORE
PIP and UIM Automobile Insurance coverages must be declined in writing in Washington.- Drivers purchasing insurance in Washington must be offered Personal Injury Protection (PIP) and Uninsured motorist protection (UIM). Many drivers fail to obtain these two most important types… READ MORE
Today’s topic focuses on the issue of the family car doctrine. Many people in Washington may not know a lot, or at all, about the family car doctrine. That’s why we feel it’s imperative to define it for our readers…. READ MORE
What is GAP Insurance? – GAP Insurance stands for “Guaranteed Asset Protection.” The purpose of GAP insurance is to make up for any shortcoming in regular automobile insurance. Shortcomings occur because there is often a difference between the amount… READ MORE
Wage loss concerns during COVID-19 Wage loss is a form of damage that many clients believe is straight-forward, but in reality, it can be difficult to prove. For example, If you were injured and had to take time off of… READ MORE
What is a “third party case” in the context of Worker’s Compensation laws? – First, in most states, you cannot sue your employer for their negligence if it results in an injury. State governments have accepted that there needs to… READ MORE
COVID-19 Nursing Home Claims Because it is well known that the Coronavirus is both highly infectious as well as very impactful to older persons, especially those with certain pre-conditions, nursing homes have been hard hit by this pandemic. The question… READ MORE
In general, there is no taxation on the proceeds of a personal injury settlement, but each settlement could have aspects of it that do count as income. The internal revenue code section 104(a)(2) indicates that damages based on “physical injuries… READ MORE
Over the course of 20+ years working in the field of personal injury, I have seen many instances where a serious injury to my client did not result in the compensation that is deserved because my client did not have… READ MORE
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